A Note from Jill
I know this page looks more official than the rest of my site, but it’s here to protect both you and me. Anytime you use my website, join one of my programs, or purchase a product, these terms apply. If you ever have questions, please reach out — I want you to feel safe, respected, and clear about how things work here.
Your trust means everything to me. I take your privacy seriously and do my best to treat your information with care. This policy explains what information I collect, how I use it, and how it’s kept safe.
TERMS OF SERVICE
Welcome to The Happiest Lives. By using our website (the “Site”) or participating in our programs, coaching, or resources (collectively, the “Services”), you agree to these Terms of Service (“Terms”).
1. Use of the Site and Services
 •	Our Services are intended for adults.
 •	If you are under 18, you may only use our Services with the involvement and consent of a parent or guardian.
 •	You agree to use our Site and Services only for lawful purposes and in a way that does not infringe on the rights of others.
2. Coaching Disclaimer
 •	Our Services provide educational and coaching support. They are not a substitute for therapy, medical care, or legal advice.
 •	You are solely responsible for your choices, actions, and results.
3. Purchases and Payments
 •	All fees are listed in U.S. dollars and must be paid in full at the time of purchase unless otherwise stated.
 •	Refunds are available only as described in our published refund policy (if applicable).
4. Intellectual Property
 •	All content on this Site—including text, graphics, logos, audio, and video—is the property of The Happiest Lives and protected by copyright law.
 •	You may not copy, distribute, or create derivative works without written permission.
5. Accounts and Security
 •	If you create an account, you are responsible for keeping it secure.
 •	We may suspend or terminate accounts if these Terms are violated.
6. Limitation of Liability
 •	We do not guarantee specific results from using our Services.
 •	To the fullest extent permitted by law, we disclaim liability for any damages, losses, or injuries arising from your use of the Site or Services.
7. Third-Party Links
 •	Our Site may include links to third-party websites. We are not responsible for their content or practices.
8. Governing Law
 •	These Terms are governed by the laws of the State of Missouri, without regard to conflict of law principles.
9. Changes
 •	We may update these Terms from time to time. Changes will be posted here.
10. Contact
If you have questions about these Terms, contact us at:
📧 jill@thehappiestlives.com
📬 2120 Atelier Dr., Jefferson City, MO 65109
PRIVACY POLICY
1. Information We Collect
 •	Personal Information: name, email address, payment details, or information you provide when signing up, purchasing, or contacting us.
 •	Non-Personal Information: browser type, IP address, pages visited, and general usage data.
2. How We Use Your Information
 •	To provide and improve our Services
 •	To process payments and deliver products or programs
 •	To send emails about updates, offers, or resources (you can unsubscribe anytime)
 •	To comply with legal obligations
3. Sharing of Information
 •	We do not sell your personal information.
 •	We may share information with trusted service providers (e.g., payment processors, email platforms) who assist in operating our business.
 •	We may disclose information if required by law or to protect our rights.
4. Cookies and Tracking
 •	We may use cookies and similar technologies to analyze usage and improve your experience.
 •	You can adjust your browser settings to refuse cookies, but some features may not work properly.
5. Data Security
 •	We take reasonable steps to protect your information but cannot guarantee absolute security.
6. Your Rights
Depending on your location, you may have rights to access, correct, or delete your personal information. To make a request, contact us at jill@thehappiestlives.com.
7. Children’s Privacy
 •	Our Services are not directed to children under 13, and we do not knowingly collect their personal information.
8. Changes
 •	We may update this Privacy Policy from time to time. The latest version will always be posted here.
9. Contact
If you have any questions about this Privacy Policy, contact us at:
📧 jill@thehappiestlives.com
📬 2120 Atelier Dr., Jefferson City, MO 65109